:root{--navy:#102d40;--ink:#183747;--muted:#536977;--green:#c7ebba;--deep:#264f39;--pale:#f3f7f6;--line:#dce5e7;--error:#a32626}*{box-sizing:border-box}body{color:var(--ink);background:var(--pale);-webkit-font-smoothing:antialiased;margin:0;font:16px/1.6 Inter,Segoe UI,Arial,sans-serif}a{color:inherit;text-decoration:none}h1,h2,h3,p{margin:0}button,input,select{font:inherit}:focus-visible{outline-offset:3px;outline:3px solid #4d8050}.wrap{width:min(1200px,100% - 80px);margin:auto}.page-shell{flex-direction:column;min-height:100vh;display:flex}.header{border-bottom:1px solid var(--line);background:#fff}.header-inner{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;min-height:106px;display:flex}.menu-toggle{border:1px solid var(--line);cursor:pointer;background:0 0;border-radius:10px;padding:8px 12px;display:none}.nav{flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:20px;font-size:.88rem;font-weight:600;display:flex}.nav a:hover{color:#477441}.nav .btn{background:var(--green);color:var(--navy);border:0;border-radius:100px;align-items:center;gap:10px;padding:12px 20px;font-size:.85rem;font-weight:700;display:inline-flex}.nav .btn:hover{background:#b4dfa4}.header{position:relative}.footer-institutional{color:var(--muted);margin-top:16px;font-size:.9rem}.footer-institutional-title{color:var(--navy);margin-bottom:4px}.footer-institutional-sub,.footer-institutional-line{margin-top:4px}.footer-contact-icon--whatsapp{fill:currentColor;stroke:none}.legal--notice{border-top:0;margin-top:12px;padding-top:0}.brand{flex-shrink:0;width:170px;height:100px;display:block;overflow:hidden}.brand img{width:190px;max-width:none;height:auto;margin-top:-13px;margin-left:-10px}.footer{border-top:1px solid var(--line);background:#fff;padding:26px 0}.footer-top{justify-content:space-between;align-items:center;gap:25px;display:flex}.footer-nav{flex-wrap:wrap;gap:25px;font-size:.9rem;display:flex}.footer-nav a:hover{color:#477441}.footer-contact{color:var(--muted);flex-direction:column;gap:10px;margin:18px 0 0;padding:0;font-size:.85rem;list-style:none;display:flex}.footer-contact-item{align-items:center;gap:10px;display:flex}.footer-contact-item--address{align-items:flex-start}.footer-contact-item--address .footer-contact-icon{margin-top:2px}.footer-contact-icon{fill:none;stroke:currentColor;stroke-width:1.6px;stroke-linecap:round;stroke-linejoin:round;width:24px;height:24px;color:var(--muted);flex-shrink:0}.footer-contact-body{flex:1;min-width:0}.footer-contact a{color:inherit;font-weight:600}.footer-contact a:hover{color:#477441}.footer-contact-note{color:var(--muted);font-size:.8rem}.footer-social{gap:12px;margin:14px 0 0;padding:0;list-style:none;display:flex}.footer-social a{width:44px;height:44px;color:var(--muted);border-radius:8px;justify-content:center;align-items:center;display:flex}.footer-social a:hover{color:#477441}.footer-social a:focus-visible{color:#477441;outline:2px solid var(--deep);outline-offset:2px}.footer-social-icon{fill:currentColor;width:24px;height:24px}.legal{border-top:1px solid var(--line);max-width:1000px;color:var(--muted);padding:24px 0;font-size:.8rem}.footer-bottom{color:var(--muted);justify-content:space-between;gap:20px;font-size:.8rem;display:flex}.wizard-page{background:linear-gradient(115deg,#f0f6f1 0%,#f7faf8 65%,#e8f1e9 100%);flex:1;justify-content:center;align-items:center;padding:48px 16px;display:flex}.wizard-card{background:#fff;border-radius:24px;width:min(560px,100%);padding:40px;box-shadow:0 20px 60px #102d4014}.wizard-eyebrow{text-transform:uppercase;letter-spacing:.1em;color:var(--deep);margin-bottom:10px;font-size:.78rem;font-weight:700;display:block}.wizard-title{letter-spacing:-.02em;margin-bottom:8px;font-size:1.6rem;font-weight:650}.wizard-subtitle{color:var(--muted);margin-bottom:28px;font-size:.95rem}.wizard-subtitle-block{color:var(--muted);flex-direction:column;gap:12px;margin-bottom:28px;font-size:.95rem;display:flex}.wizard-subtitle-block p{margin:0}.wizard-subtitle-block strong{color:var(--navy);font-weight:650}.wizard-inline-link{font:inherit;color:var(--deep);text-underline-offset:2px;cursor:pointer;background:0 0;border:0;margin:0;padding:0;font-weight:600;text-decoration:underline}.wizard-inline-link:hover{color:#477441}.fgts-modal{width:min(560px,100% - 32px);max-height:calc(100vh - 32px);color:var(--ink);border:0;border-radius:24px;padding:0}.fgts-modal::backdrop{background:#102d40aa}.fgts-modal-inner{flex-direction:column;max-height:calc(100vh - 32px);padding:28px 24px 24px;display:flex}.fgts-modal-top{flex-shrink:0;justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:16px;display:flex}.fgts-modal-top h2{letter-spacing:-.02em;font-size:1.35rem;font-weight:650;line-height:1.25}.fgts-modal-close{background:var(--pale);cursor:pointer;width:38px;height:38px;color:var(--ink);border:0;border-radius:50%;flex-shrink:0;font-size:1.4rem;line-height:1}.fgts-modal-body{flex:1;min-height:0;padding-right:4px;overflow-y:auto}.fgts-auth-intro{margin-bottom:20px;font-size:.95rem;line-height:1.55}.fgts-auth-intro strong{color:var(--navy);font-weight:650}.fgts-auth-steps{counter-reset:fgts-step;gap:12px;margin:0;padding:0;list-style:none;display:grid}.fgts-auth-steps>li{border:1px solid var(--line);border-radius:16px;grid-template-columns:auto 1fr;align-items:start;gap:14px;padding:16px 18px;display:grid}.fgts-auth-steps>li:before{counter-increment:fgts-step;content:counter(fgts-step);background:var(--green);width:36px;height:36px;color:var(--deep);border-radius:50%;justify-content:center;align-items:center;font-size:1rem;font-weight:700;display:flex}.fgts-auth-steps h3{margin-bottom:4px;font-size:1rem;font-weight:650}.fgts-auth-steps p{color:var(--muted);font-size:.88rem;line-height:1.45}.fgts-auth-steps strong{color:var(--navy);font-weight:600}.fgts-auth-notes{background:var(--pale);border:1px solid var(--line);border-radius:16px;flex-direction:column;gap:12px;margin-top:16px;padding:16px 18px;display:flex}.fgts-auth-notes p{margin:0;font-size:.88rem;line-height:1.45}.fgts-auth-notes strong{color:var(--navy)}.fgts-auth-page-body{text-align:left}.fgts-auth-institutions{flex-direction:column;gap:8px;margin:12px 0 16px;padding-left:1.25rem;display:flex}.fgts-auth-institutions li{line-height:1.45}.fgts-auth-disclaimer{color:var(--muted);margin:16px 0 0;font-size:.88rem;line-height:1.45}.fgts-auth-disclaimer strong{color:var(--navy);font-weight:600}.fgts-auth-confirm-question{text-align:center;margin:24px 0 0;font-size:1rem;line-height:1.45}.fgts-modal-fechar{flex-shrink:0;margin-top:16px}.field{margin-bottom:18px}.field label{margin-bottom:6px;font-size:.9rem;font-weight:600;display:block}.field input,.field select{width:100%;color:var(--navy);background-color:#fff;border:1px solid #a8bbb8;border-radius:12px;min-height:48px;padding:13px 14px;font-size:1rem;line-height:1.25}.field select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 16 16' fill='none'%3E%3Cpath d='M4 6l4 4 4-4' stroke='%23102d40' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-position:right 14px center;background-repeat:no-repeat;background-size:16px;padding-right:40px}.field-error{color:var(--error);margin-top:6px;font-size:.82rem}.field-hint{color:var(--muted);margin-top:6px;font-size:.82rem}.field-checkbox .checkbox-label{color:var(--ink);cursor:pointer;align-items:flex-start;gap:10px;margin-bottom:0;font-size:.9rem;font-weight:500;line-height:1.45;display:flex}.field-checkbox input[type=checkbox]{width:18px;min-width:18px;height:18px;min-height:18px;accent-color:var(--navy);cursor:pointer;flex-shrink:0;align-self:flex-start;margin:.2em 0 0;padding:0}.field-checkbox a{color:var(--deep);text-underline-offset:2px;font-weight:600;text-decoration:underline}.otp-actions{flex-direction:column;align-items:center;gap:10px;margin-top:16px;display:flex}.form-actions{flex-direction:column;gap:12px;margin-top:8px;display:flex}.link-btn{color:var(--deep);cursor:pointer;text-underline-offset:3px;background:0 0;border:0;padding:4px 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var(--line);cursor:pointer;text-align:left;background:#fff;border-radius:16px;justify-content:space-between;align-items:center;gap:12px;padding:16px 18px;display:flex}.offer-card.selected{border-color:var(--deep);background:#eef7ec}.offer-bank{font-weight:700;display:block}.offer-value{color:var(--deep);white-space:nowrap;font-size:1.3rem;font-weight:700}.status-block{text-align:center;padding:20px 0}.spinner{border:3px solid var(--line);border-top-color:var(--deep);border-radius:50%;width:36px;height:36px;margin:0 auto 20px;animation:.8s linear infinite spin}@keyframes spin{to{transform:rotate(360deg)}}.step-progress{gap:6px;margin-bottom:24px;display:flex}.step-progress span{background:var(--line);border-radius:2px;flex:1;height:4px}.step-progress span.done{background:var(--deep)}.trust-line{border-top:1px solid var(--line);color:var(--muted);align-items:center;gap:8px;margin-top:28px;padding-top:20px;font-size:.8rem;line-height:1.5;display:flex}@media (max-width:760px){.wrap{width:calc(100% - 40px)}.header-inner{min-height:88px}.brand{width:150px;height:88px}.brand img{width:175px;margin-top:-15px;margin-left:-12px}.menu-toggle{display:inline-flex}.nav{border:1px solid var(--line);z-index:20;background:#fff;border-radius:16px;flex-direction:column;align-items:stretch;min-width:min(320px,100vw - 32px);padding:16px;display:none;position:absolute;top:88px;right:16px;box-shadow:0 16px 40px #102d4020}.nav.open{display:flex}.nav .btn{justify-content:center;width:100%}.footer-top{flex-direction:column;align-items:flex-start;gap:12px}.footer-contact{gap:8px}.footer-bottom{flex-direction:column;gap:6px}.wizard-page{padding:32px 16px}.wizard-card{padding:28px 22px}.field-row{grid-template-columns:1fr;gap:18px}}